At Jewelery Store Insurance, we understand the importance of safeguarding your assets. With specialized coverage tailored to meet the unique needs of businesses like yours, we provide peace of mind to cash in transit companies, gold traders, safe deposit vault operators, and more.
With 36 years of experience in this department, Jeweler Store Insurance prioritizes customer satisfaction above all else. Our dedicated team is committed to addressing your queries, assisting with claims, and providing personalized guidance whenever you need it. We pride ourselves on delivering prompt, professional, and attentive service, ensuring your experience with us is seamless and stress-free.
With comprehensive coverage and personalized service, Jeweler Store Insurance ensures that your clients' precious belongings are in safe hands. Don't leave the protection of your assets to chance. Experience the difference with Jeweler Store Insurance today.
'Specie' in the insurance context refers to high-value, portable assets such as bullion, precious metals, cash, diamonds, and other valuables that are easily transferable. General Specie Insurance is a specialised policy designed for Canadian businesses including jewelers, bullion dealers, banks, and logistics companies that handle these assets regularly and need protection that standard commercial policies simply do not provide.
This coverage is primarily used by Canadian jewelers, gold and precious metal traders, cash-in-transit companies, safe deposit vault operators, ATM operators, precious metal refiners, and rare metal dealers. Any Canadian organisation that routinely handles high-value portable assets, particularly those regulated under provincial and federal financial services frameworks, should consider a General Specie policy. Jewelery Store Insurance has been placing this coverage for Canadian businesses for decades.
Standard Canadian business insurance is designed around fixed assets, general liability, and basic property, not portable, high-value goods in motion. General Specie Insurance provides targeted all-risk protection specifically for the transit, storage, and handling of bullion, cash, Jewelery stock, and other valuables, covering scenarios that fall entirely outside the scope of a typical commercial policy.
Assets typically covered include Jewelery stock, loose diamonds, precious and rare metals, bullion, cash, cheques, and other high-value trade items. Coverage can extend to stored inventory and goods handled off-premises, such as at trade shows, vaults, or client premises, depending on your policy structure.
Yes. A General Specie policy can be structured to cover assets in the custody of third-party couriers, armoured vehicles, and specialist logistics providers during transit. Policy terms will specify approved carrier types and security requirements that must be met for coverage to apply. Our team at Jewelery Store Insurance can advise on approved carrier standards for Canadian operations.
Yes. Coverage under a General Specie policy through Jewelery Store Insurance can be extended to assets held temporarily at trade shows, auction houses, off-site vaults, or other non-standard locations in Canada and internationally. Businesses should disclose these activities to Jewelery Store Insurance in advance so the policy accurately reflects all exposure during such events.
General Specie policies typically include per-item or per-conveyance limits defining the maximum payout for any single asset or shipment. These limits are set during underwriting based on declared asset values, typical shipment sizes, and the security measures in place. Limits can be adjusted as your Canadian business needs evolve. Contact our team at (647) 480-1515 or info@jewelerystoreinsurance.ca to review your current limits.
